There are few words that confuse people as much
as superannuation. There were almost 2,400 pages of fine print just in the update of the superannuation rules for
2008. Is it any wonder the average person finds it confusing?
However, it needn't be an issue for you. We have those rules in our library, and years of
experience as well, to make sure that your retirement planning and superannuation are effective for you, in your retirement.
DID YOU KNOW you can now BUY PROPERTY with your Self Managed Super
Fund?
In 2007, the rules changed again, this time enabling SMSF to borrow through associated structures,
to purchase property that would otherwise be out of reach. You can now roll all or part of your industry super
fund into your own self managed super fund, and borrow to purchase residential investment property with it. It may be
possible to effectively double your fund potential returns over a decade using this strategy.
With the often
negative returns in many industry funds in 2008, many people are really concerned about the effects on their retirement plans,
how much longer they may need to work to fund a reasonable retirement, and about their lifestyle in retirement. Using
this new property investment strategy, in many cases, we could put those retirement plans back on track, by designing a Self
Managed Super Fund portfolio with property and other diverse and sometimes non-market linked investments, to ensure your
portfolio is what you want it to be, when you want to retire.
However, you will need expert assistance to set it
up for you. The legislation is very specific and Allied Financial Planning has invested heavily into getting the structure
and strategy right, to ensure your fund remains compliant with all the legislation, and gives you the returns you demand from
your portfolio.
We can arrange everything for you, from introducing you to the SMSF specialists to create your
new SMSF, the rollover of your industry fund to the new SMSF, down to the property purchase through qualified and reputable
property marketing agents, and complete the business with special finance facilities designed especially for SMSF investment
borrowings. It's a whole new world of retirement planning...
When
we discuss superannuation with you, we can look at issues such as:
- What sort of
lifestyle do you want in retirement?
- How soon til you plan to retire?
- Where your superannuation is invested now - is it the best place for what you want?
- Is
your insurance linked to it, or not? That has advantages and disadvantages.
- Is
it enough to fund your retirement, based on how much you have and how it is performing?
- Is
a self managed super fund (SMSF) an option for you?
- Would a BlueChip Share Portfolio
and options income strategy suit your plans?
- Is property part of your retirement portfolio?
- What have you already planned and is it working for you?
- Did your portfolio suffer in 2008?
Is it still able to fund your retirement plans?
There is so much to consider, and the rules
change often. However, we are up to speed with the changes and our clients benefit from our expertise. To discuss
your superannuation, complete the form below.
Remember, your retirement should be the last thing you have to think
about - let us set it up for you so that you can enjoy your working and family time now, and ease into retirement when it
suits you, knowing everything is set up for you and your family - the golden years truly can be golden!
For more
information on the rule changes and how you can UNLOCK YOUR SUPER through borrowing to invest in property with your
own Self Managed Super Fund, click this link!
