We wouldn't think of heading off on an overseas holiday without every detail of the trip planned
on a travel itinerary with our travel agent. Yet, that might only be for three weeks out of our lives! We
can expect to live to in excess of eighty years of age now, with all the advances in technology, health and lifestyle
management, but how many of us plan to really live, and make the most of the rest of our lives?
Years ago, we knew that life expectancy was only a few years past retirement and the cost of living
was quite low. University fees were lower, or even free for some, and it was reasonably easy to get a new job or change
careers if necessary.
But in the 21st Century, that has changed!
Now, we can reasonably expect to have to fund our families and lifestyles for over 20 years
beyond retirement, and that number is growing fast! The more research we do into health and longevity, the more years
of active lifestyles we can expect to add to our lives after leaving work.
That means we need to plan ahead financially far earlier than ever before, mapping our futures
and putting strategies in place now, to prepare for the future - whatever we want it to be.
One plan is to just cruise and wait for a pension. That is a very loose strategic plan.
In 20 years time, don't count on a pension for anything more than a lifeline, a subsistence living. By then, there may
only be three persons in the workforce for every retiree. Clearly, the taxes from those three people can't pay to run
the economy AND pay for a living income for a retiree!
A better plan is to create the future we want, by sitting with experts and using their experiences
and strategies to help us develop plans that will ensure that the future we desire is waiting for us.
The Solution:
A financial plan developed with you and for you by the team here at Allied Financial Planning.
We will look at your whole life, including what you have achieved so far, and what you want to aim at in the future.
Your family will be included, as they are your travelling companions on the journey through life. We look at your working
life, people including partners and children who rely on you now and what they will need in the future, and what
you will need for yourself, when they have gone their own ways. We will cover:
- Your current situation
- Your family and dependants
- Your liabilities and risk management
- Your assets and income strategies
- Future financial needs and plans
- Your goals and strategies to achieve them
- Your career and retirement strategies
- Your investment opportunities
To have a financial plan developed for you, a powerful life strategy for your financial growth, success
and wellbeing, complete the form below and ask us about Financial Plans.
To look at our powerful investment programs, look at BlueChip Investments.
